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            "The market is under pressure from many things, but the historical 
			prices of the market show it's still the best place to put your 
			hard-earned money," DeMay said. He explains that individuals should 
			look at investing over the long term and not get caught up in 
			day-to-day or even monthly drops in share price. "The market has 
			periods where it suffers setbacks, but history shows it not only 
			always bounces back, but then goes on to new highs," he said. "It is 
			still one of the best investment vehicles to fund your retirement, 
			especially if you are young and just starting out." DeMay wanted 
			to dispel a myth that keeps many young couples from talking to 
			investment counselors. "People think they have to have tens of 
			thousands of dollars to invest before an investment broker would be 
			interested in them. That isn't true," he said. "Even if they can 
			only save a few thousand a year, maybe even less, investing it now 
			will reap huge dividends for them years down the road. I understand 
			that money can be tight, but saving what you can now will make a 
			huge difference when you get older." 
			
			  
			DeMay explained how asset allocation models can take the worry 
			out for new investors trying to determine where best to place their 
			money. "With asset allocation models, experts determine where to 
			move your investment. The real key to making long-term profits is to 
			have a balanced, diversified distribution of your money and not rely 
			on just one stock or industry," he said. "The fund managers also 
			move your money into growth stocks and are always looking for new 
			and better opportunities for growth. They will rebalance your 
			investment dollars to fit the current market conditions. Even with 
			the market down, there are stocks out there that are doing very 
			well."  
			
            
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			Eagle One Investments also offers municipal bonds, government 
			securities, corporate bonds, tax-deferred annuities, and term, 
			universal and single-premium life insurance plans. "Diversity is the 
			key to reaching your long-term goals," DeMay reiterated. 
			DeMay welcomes visitors who just want to chat and talk about 
			their investment needs. "I am happy to visit with folks and just 
			tell them what is available," he said. "There is no obligation, and 
			I don't charge for consulting. I'm also happy to offer a second 
			opinion for individuals who have investments and are worried if they 
			are on track to meet their goals." 
			DeMay, a Kewanee native, has been in the investment business for 
			17 years, the last 13 in Lincoln. "I'm a small-town boy, so that is 
			why I originally came to Lincoln. I wasn't sure what to expect. I 
			didn't know anyone, but now, as I look back, it was a great choice 
			on my part. I love the town and the people, and I think this 
			community is really starting to grow."  
			
			  
			DeMay invites Logan County residents to spend some time with him 
			to see if he can help their money grow as well. 
			Eagle One Investments is located on the first floor of the State 
			Bank building at 111 N. Sangamon St. in Lincoln. The phone number is 
			735-1163.  
			(Eagle One 
			Investments) 
			[By MIKE FAK] 
			Readers can find more of Mike Fak's writing at
			www.searchwarp.com 
			and www.problogs.com. 
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