Originally from Muncie, Ind., Waters moved to Lincoln in 1996 to
take a job in automotive management. He suffered a serious medical
setback two years ago and found himself fighting a sea of paperwork.
He was a member of Pre-Paid Legal Services, and when they handled
everything for him better than he hoped for, he decided to become an
independent associate for the company in March of 2007.
started the job working out of his home, and his clientele has grown
to the point he needed office space to continue the growth of his
He said that a pre-paid plan for legal services is much the same
as what a health insurance policy is to a doctor or hospital. What
the plan entails is that for a monthly fee, an individual or family
can have the resources and expertise of a legal professional if the
The company's plan gives members access to professional legal
counsel, not only for traditional legal problems, but for everyday
events such as buying a house or a car, creating a will, handling a
problem with an insurance company, and much more where legal review
should be routine. These events can be among the most important
events in a person's life, yet there is a tendency for them to take
place without proper legal review. For Pre-Paid Legal members,
access to legal counsel is only a toll-free phone call away. There
are no contracts to sign, and there is a one-time-only $10 fee when
a member becomes enrolled.
While family legal plans account for almost 95 percent of all
memberships, Pre-Paid Legal Services continues to introduce
innovative products and services, such as the "Identity Theft
Shield," made available in the third quarter of 2003, which offers
credit monitoring and credit restoration in the event of identity
theft. This new plan is $12.95 a month, or $9.95 for members of the
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In October of this year, Forbes Magazine ranked the company 130th in
their Top 200 Small Businesses in America, with $460 million in
sales for the last fiscal year. This is the company's 15th
consecutive year of growth.
Pre-Paid Legal Services Inc. was one of the first companies in
the United States organized solely to design, underwrite and market
legal expense plans. For a low monthly fee of $27 or less, the
company's legal expense plans, referred to as memberships, offer a
variety of legal services in a manner similar to medical
reimbursement plans or HMOs.
The company currently provides legal services to over 1.9 million
members across the U.S. and Canada. Plan benefits are delivered
through a network of independent provider law firms. Waters noted
that only firms rated in the top 5 percent for quality are used by
his company, and the quality of service is closely monitored to
maintain the high standards of Pre-Paid Legal.
In legal cases in this area, Pre-Paid Legal uses the law firm of
Evans, Loewenstein, Shimanovsky and Moscardini out of Chicago as
well as referral attorneys throughout the state.
Individuals or businesses who are interested in finding out more
about the legal plans can contact Waters at 217-314-0484 or through
his e-mail at
supporting text from Pre-Paid
Legal Services Inc.]