Monday, September 15, 2008
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Health care extended for dependents

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[September 15, 2008]  CHICAGO -- Gov. Rod R. Blagojevich took action Friday to certify the improvements he made to House Bill 5285. With this action, the bill becomes law, and parents will now be able to extend their dependents' coverage until their 26th birthday, and up to age 30 for veterans. This action follows the General Assembly's bipartisan vote to accept the governor's amendatory veto to improve the bill.

HardwareOver 300,000 Illinoisans ages 19-25 are uninsured -- many of whom lack the means and opportunity to get affordable health insurance coverage. Being able to stay on their parents' or guardians' health plans will allow thousands of young adults to keep or get access to more affordable coverage, get regular checkups and receive preventive care.

"Today I am pleased to say that because the General Assembly accepted my improvements to House Bill 5285, more Illinoisans will have access to health care, and more families can have the peace of mind knowing their dependents have health insurance. Now 300,000 uninsured Illinoisans in their early 20s will have an opportunity to get coverage, which means they won't have to worry about a catastrophic accident putting them into debt. If a young person has diabetes or another chronic illness, they won't have to worry about how to cover their everyday care," Blagojevich said.

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There are approximately 1.4 million people ages 19-25 in Illinois. When individuals don't have insurance, they are less likely to get annual doctor's visits and more likely to rely on expensive emergency room visits for care. Missing a routine checkup can cause people to miss important indicators of serious issues, including cancer or diabetes.

"This law is a great example of what can happen when our leaders in Springfield work together to provide meaningful support for Illinois families. I was proud to sponsor this bill in the Senate and look forward to more young people receiving the health care coverage that they need," said Sen. Dan Kotowski, D-Mount Prospect.

Twenty states have enacted some dependent coverage expansion to allow dependents to stay on their parents' or guardians' policies into their mid-20s. With the governor's action, Illinois will have the second-strongest law in the nation with regard to expanded dependent coverage. Illinois does not currently have an age requirement for dependent coverage. Instead, insurers define "dependent" on a policy-to-policy basis, which most often means that parents don't even have the choice to extend this coverage to their loved ones, despite their desire to do so.

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"For many young Illinoisans just out of high school, they are still figuring out the next step, whether that is college or the work force. That uncertain time will be a little less tenuous now that dependents in their 20s will have the ability to stay on their parents' heath care coverage. I thank the governor for his improvements to this legislation and am pleased to return the accepted legislation to him for his certification," said Sen. Ricky Hendon, D-Chicago.

This legislation becomes effective June 1, 2009. After that, families will have a three-month period once their policy is renewed to add their dependent onto their policy. For every year thereafter, parents will be able to enroll their dependents during their policies' regular open enrollment period.

Illinois veterans who are still considered dependents will benefit from this new law as well because they will be able to stay on their parents' insurance until their 30th birthday. Currently, all active-duty National Guardsmen or reservists have health insurance that ends six months after they leave the military, unless they have a service-connected disability. After those six months are up, they need to find their own health coverage, which can be difficult for a person returning from military service, who may not yet have reliable employment.

[Text from file received from the Illinois Office of Communication and Information]

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