Saturday, May 14, 2011
 
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Union rep returns, pushes county board for more affordable insurance rates

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[May 14, 2011]  A union representative for the Logan County Department of Public Health who spoke to the Logan County Board last month continued his quest this month.

Christopher Hoosier told the board during Thursday's board-of-whole meeting, "Things have changed and our concerns have grown, in that I've become aware that there were no requests for proposals for health insurance."

He noted that the insurance committee did use the process of RFPs in consideration for the property, liability and workers' compensation insurance this year.

He asked that the board exercise the 30-day termination clause with Health Alliance that is part of the agreement and send out for proposals.

"I think it is an obligation on the county board, not only to these employees but to the taxpayers of this county, to look for the most affordable insurance policy out there," he said.

He asked that there be uniform information provided for the bidding process.

And finally he asked that during this process, the employee insurance contribution rate return to what it was previously, which was $0.

"I understand during the 30 days the county is bound to the increased health insurance rates," he said. "We would submit that the county board should absorb those rates."

He said the support for that request was that they believed due diligence was not performed.

In one of the biggest annual costs for the county, the board voted last month to stay with Health Alliance and to continue to offer county employees the POS-C plan. High claims from the year prior and medical situations that would continue to contribute to high claims for some employees resulted in a 12 percent increase in the basic plan.

The county decided to split the $46 increase, with the employee portion going from $0 to $23 a month, or $276 a year.

The county's portion has gone from $391 to $415 a month per employee, or $4,980 a year per employee under the new insurance contract that started on May 1, 2011.

Employees who prefer another plan still have the option to pay the difference in cost from the $415 a month that the county provides.

Most county employees have been on the basic plan, but many of those who are on other plans have seen exorbitant cost increases that have made it not affordable to stay with the plan they prefer.

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Chair Jan Schumacher said that when the county's insurance committee met this month, they went into executive session to discuss issues related to labor unions.

On another matter she said that two bids were returned for property, liability and workers' compensation insurance, and she'd have that ready to decide next month.

She was enthused to share that there is a new prescription drug discount program that Logan County is eligible to participate in through the National Association of Counties. She is looking into this. She said that local pharmacies are contracted in the program.

The program is most beneficial to those who have no health insurance or are underinsured, Schumacher said.

A prescription discount card would become available at pharmacies and other locations to any resident.

Interestingly, it would include medicine for pets when the meds are the same as those used for humans. For example, she said it would not include flea and tick meds but would include something like thyroid medication.

[By JAN YOUNGQUIST]

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