How the scam works: You receive a call from someone
claiming to be from the federal government. The caller informs you
that you've been selected to receive insurance cards through the new
Affordable Care Act ("Obamacare"). However, before they can mail
your card, the caller needs to collect personal information.
Scammers do a lot to make their requests seem credible. For
example, they may have your bank's routing number and ask you to
provide your account number. Or, they may ask for your credit card
or Social Security number, Medicare ID or other personal
information.
Sharing personal information with a scammer puts you at risk for
identity theft. Scammers can use the information they obtain to open
credit cards in your name or steal from your bank account.
How to spot a scam and protect yourself:
Con artists are taking advantage of the confusion and buzz
surrounding the implementation of the Affordable Care Act. Here's
what you can do to protect yourself:
don't
press any buttons and, if you received a voice mail message,
don't call the scammer back. We all like to have the last word,
but returning the phone call may just give the con artist
information he can use.
The government
typically doesn't call, text or email. Government agencies
normally communicate through the mail, so be very cautious of
any unsolicited calls, text messages or emails you receive.
Also, if the government is contacting you, they should already
have your basic personal info, such as your Social Security
number.
Don't trust Caller
ID. Scammers have technology that lets them display any
number or organization name on your screen.
There is only one place to shop for a
qualified health plan: www.HealthCare.gov,
which is run by the Federal Trade Commission's Center for
Medicare and Medicaid Services.
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Who is being targeted?
Anyone can be the victim of this
scam, but some groups are more likely to be targeted than others.
The new law has special provisions for the following groups:
For more information::
More information on the Affordable Care Act is available from the
federal government's Health
Insurance Marketplace.
To find out more about scams, check out the
BBB Scam Stopper.
[Text from file received from the
Better Business Bureau of
Central Illinois]
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Bureau has been helping consumers find businesses, brands and
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Business Bureau more than 100 million times for reviews on more than
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on dispute resolution and industry self-regulation.
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