How the scam works:
You receive a text message that claims to be from
your credit card company. It says your card has been blocked in response to
fraudulent activity following the
recent data breach. The message asks you to call a phone number to verify
your account information. Of course, the text message is just a con to get you
to share your card number and other info.
As usual, this scam has many forms. Scammers have been contacting people
through email, text messages and phone calls. In another version, scammers call
and claim to represent Target. They ask consumers to "verify" their name,
address, Social Security and other information to supposedly check whether it
was compromised in the breach. Whatever the guise, the scammers are always after
your credit card number or other personal information.
How to spot this scam:
The best way to protect yourself is to identify the warning signs:
Given the number of scams surrounding the data breach, Target has posted all
their official communications at
Target.com/paymentcardresponse. Check any emails or texts you receive
claiming to be from Target against the official list.
Don't believe what you see.
Scammers use technology to make emails and phone calls appear to come from a
reputable source. Just because it looks credible does not mean it's safe.
Be wary of unexpected emails
that contain links or attachments. As always, do not click on links or
open the files in unfamiliar emails.
Watch for bad grammar. Typo-filled text
messages and emails are usually a dead giveaway that it's from a scammer,
not a corporation.
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For more information:
For more advice on dealing with the data breach, read BBB's
suggestions for Target customers. Also, see
Target's website for updates and answers to common questions.
For more information about scams, see BBB
Note: Target is a BBB-accredited business.
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