Feb.
25 the Illinois Department of Insurance announced that it
had filed a petition with the Circuit Court of Cook County
requesting that AHCP be liquidated on the grounds that it
is "statutorily insolvent," according to Public
Information Officer Nan Nases.
The
insurance company, based in Richton Park, a Chicago
suburb, has been under a conservation order since Feb. 2,
she said, after the Department of Insurance had reviewed
the company’s financial records. The conservation order
means that the director of the Department of Insurance,
Nathaniel S. Shapo, now has control over AHCP’s records
and assets, which will be preserved for the benefit of its
creditors.
"Our
complaint alleges that the Health Maintenance Organization
is insolvent," Nases said. "A hearing is
scheduled on March 9, although we don’t know if the
judge will make a ruling on it that day. We do expect AHCP
to challenge our complaint. But if the court agrees with
our findings and enters an order of liquidation, AHCP will
be out of business."
However,
people who are now insured will still have access to
health care, Nases said. "Until the court issues a
final order of liquidation their coverage should be
intact. As usual, they will still have to pay deductibles
and co-payments."
The
existing conservation order prohibits all providers, such
as doctors and hospitals, from trying to recover costs
directly from those enrolled in AHCP. According to
Director Shapo, any enrollee being directly billed by a
provider or collection agency should contact a member of
the conservator’s staff on site at American at (708)
503-5000.
Even
if the company is liquidated, Nases said, the Illinois
Health Maintenance Organization Guaranty Association will
pay eligible claims of AHCP enrollees who live in
Illinois, subject to a statutory limitation of $300,000.
Nases said Illinois is fortunate in being one of the few
states that have such an organization to protect residents
enrolled in HMO’s which become insolvent.
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Paul
Gleason, chairman of the Logan County Board insurance
committee, said the board was aware of the problem and
that they are working on solutions. At one point some
employees had problems getting coverage for medication
purchases but that situation has now been rectified.
"All county workers are covered at this time,
including drug benefits," he said. "Somebody
somewhere put wrong information into a computer but it’s
straightened out now."
He
said even before the petition for liquidation was filed,
the county board had decided to advertise for bids for
health insurance from other companies when the current
contract expired on June 30.
No
official comment was available from School District 27
today, but several teachers who wish to remain off the
record said there had been problems with claims being paid
by the insurance company for some time.
One
claim made last May has not been paid, and others from
October are still outstanding. "Some people are
getting calls from their providers about wanting their
money," a source said. "The providers are
calling the insurance company and finding out it’s in
trouble."
The
school district has had the contract with AHCP for only
one year, and some people were opposed to signing up with
that particular company at the time, according to another
source.
The
company, incorporated in 1984, primarily covers commercial
groups, state and federal employees, Illinois Department
of Public Aid enrollees and federal Medicare HMO enrollees
in Northern and Central Illinois. It also has business in
Indiana and Arkansas. As of Dec. 31, 1999, the company had
approximately 90,000 enrollees.
[Joan
Crabb]
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The
Science Behind the Signs
[MARCH
2, 2000]
Campaign
signs are in competition with the tulips in announcing the
arrival of spring. Yellow, purple, red, orange and gray
appear to be the colors of choice for Logan County
candidates. There are hand-stenciled, printed,
silk-screened, and write-in signs sticking out of the
ground on wire frames and wooden stakes, and the signs are
as varied as the flowers in a spring bouquet. All designed
to get the voter’s attention and a vote for the
candidate.
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Yard
signs show grass-roots support for candidates. Sometimes
that grass-root support is so strong that residents place
the signs of opposing candidates in the same front yard,
possibly indicating a split vote between a husband and
wife. Signs or placards are the most used and more
cost-effective manner in which political candidates
advertise. The double-sided yard signs get voter’s
attention coming and going.
Campaign
color choices are varied. Colors are sometimes chosen
using the results of scientific studies that have shown
the effects that particular colors will have on our minds.
Many of the candidates take their color schemes into
consideration when determining the colors of their
campaigns, while those without a scientific bent choose
their colors as a result of something that may be
personally meaningful to them, such as their favorite
colors, their community high school colors, national
colors, or they may follow tradition and use the colors
that may have helped them to get elected in the past.
Robert
Borowiak, owner of Lincoln Printers, said that most of the
candidates that come into his shop know what they want,
they have their designs, have done research on their
colors and know how many signs they will need when they
get there. "A basic order consists of about 200 to
400, 17½ by 22½ yard signs at a cost of about $250.00
per order." Borowiak added, "At one time
everyone wanted their placards printed with their pictures
on them but now that seems to be passé." He was told
that green and blue are good colors and that red was hard
to look at.
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Borowiak
uses a poly art blend for his signs. It is a polyester
paper that is very tough. It's cheaper than silk screens
and it's water and sunlight-resistant. It doesn’t
scratch, tear or fade, and they last forever so they can
be reused. He said he knows a candidate who re-used the
same signs for 10 years. Key Printing owner, Tom Seggelke,
contracts with a sign company to have political signs made
because the weatherproof signs are too thick to run
through his offset presses.
Yard
signs are more cost-effective than other forms of
advertising because the signs can be used for the length
of the campaign and then reused in future campaigns.
Having signs printed in black and white is also a cost
saver.
Whatever
the strategy, yard signs have become a part of our
landscape and are here to stay. Color is reflected light,
but does it really help us to see our candidates more
clearly? Only the winners may know for sure.
[Kym
C. Ammons-Scott]
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The
Lincoln Police Department obtained a warrant for the
arrest of David JD Fries, 21, white male, who resides at
709 Peoria St. Washington, Illinois. Fries was arrested by
the Washington Police Department on the Logan County
warrant at 8:00 p.m. Feb. 29, 2000.
The
two-count information that has been filed in Logan County
Case charges that Fries, while armed with a handgun,
intentionally took a large sum of United State’s
currency ($10,000), from two persons employed by Kroger.
I
wish to recognize and commend the Lincoln Police
Department and Detective John Bunner for their hard Work
and persistence in the investigation of this crime for the
past ten months. This case demonstrates the best in
cooperation between law enforcement agencies. Other
Departments that were instrumental in assisting with the
apprehension of Fries include the Peoria County Sheriff’s
Department, the Illinois State Police and the Washington
Police Department.
Officer
Bob Rawlins of the Lincoln Police department is the
Coordinator for our local Crime Stoppers organization. A
special thanks goes out to Crime Stoppers for their
assistance in the apprehension of this subject. Because of
calls made providing tips and information on this crime to
Crime Stoppers over the past ten months, evidence has been
obtained that has led to the arrest of Fries.
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I
believe it is also important to note that many of the
calls with information that were received about this
offense came into the Peoria County Crime Stoppers. If
citizens have any information of a crime that has been
committed, we encourage them to call with that
information. They do not have to identify themselves and
may remain anonymous. As this case demonstrates, the
information does not have to involve a crime in your own
community. Law enforcement relies on the cooperation and
support of citizens, such as those who helped in this
case, to keep our communities safe.
David
JD Fries will be arraigned in Logan County Circuit Court
in the near future. He is currently being held in the
Tazewell County Jail until he is transported to Logan
County.
The
investigation of this crime is ongoing.
[Bill
Workman, Logan County State’s Attorney]
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