Survey: Americans' low insurance IQ hurts finances
Pandit: Citi operating at profit through February
SF Chronicle and union reach tentative agreement
EADS beats full-year profit target
Dow moves forward on buyout of Rohm & Haas
China consumer prices fall for 1st time in 6 years
Oil rises to near $48 as OPEC signals supply cuts
Stock futures point higher ahead of open
Asian stocks advance but economic worries linger
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