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Under the Stupak amendment, people who do not receive federal insurance subsidies could buy private insurance plans in the exchange that include abortion coverage. People who receive federal subsidies could buy separate policies covering only abortions if they use only their own money to do it. Companies selling insurance policies covering abortions would be required to offer identical policies without the abortion coverage. Abortion-rights supporters say private insurers will not likely offer policies with abortion coverage in the exchange because many potential buyers will be getting federal subsidies and therefore wouldn't be able to purchase them. Around 21 million people are expected to get coverage through the exchange by 2019, according to the Congressional Budget Office. The majority of Americans who get their insurance coverage from their employers would not be affected. Abortion-rights supporters say the restrictions in the amendment go further than current law. A law called the Hyde amendment -- which must be renewed annually -- bars federal funding for abortion except in cases of rape, incest or if the mother's life is in danger. The restrictions apply to Medicaid, forcing states that cover abortions for low-income women to pay for them with state revenues. Separate laws apply the restrictions to the federal employee health plan and the military. Currently abortion coverage is widely available in the private market. A Guttmacher Institute study found that 87 percent of typical employer plans covered abortion in 2002. A Kaiser Family Foundation survey in 2003 found that 46 percent of workers in employer plans had abortion coverage. The studies asked different questions, which might help explain the disparity in the results. Abortions in the first trimester typically cost between $350-$900, according to Planned Parenthood. A health overhaul bill pending in the Senate also bars federal funding for abortion, but the language is less stringent. Discrepancies between the House and Senate measures would have to be reconciled before any final bill is passed.
[Associated
Press;
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