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Affordability was the top reason for not completing a college degree, cited by 54 percent as "extremely" or "very" important. Financial pressure is magnified by a reluctance to borrow that appears to be cultural. Even among Latinos who are U.S. citizens by birth, only 32 percent said they had borrowed to finance education, compared with 39 percent of the general population. Aversion to debt was even stronger among the foreign-born. Carolina Cardenas, who oversees outreach for the California State University system, says some Hispanic families don't realize they can borrow on favorable terms for college. "There's a real misperception about how this money gets paid back," she said. "They don't want to owe too much, and they're afraid they have to pay it back immediately." In California, the state university system tries to start working with Latino students no later than sixth grade, spelling out what they need to do year-by-year as they move through middle and high school. Part of the pitch is the comparatively low tuition at state schools. The second most common reason for not finishing college was family responsibilities, cited as extremely or very important by 52 percent. Deaza said that's why she had to leave her computer studies back in the late 1990s. A single mom-to-be, she was expecting her first child, a daughter who's now 11. Now married with three children, she says she has a lot to be thankful for. Still, she feels bad about not having her degree
-- particularly when she's job hunting. At 33, Deaza hasn't totally given up her college dream. She'd study accounting next time around. "I like to work with numbers," she said. The AP-Univision Poll was conducted from March 11 to June 3 by the National Opinion Research Center at the University of Chicago. Using a sample of Hispanic households provided by The Nielsen Company, 1,521 Hispanics were interviewed in English and Spanish, mostly by mail but also by telephone and the Internet. The margin of sampling error is plus or minus 3.5 percentage points. Stanford University's participation in the study was made possible by a grant from The Bill & Melinda Gates Foundation.
[Associated
Press;
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