Seniors
shoulder a surprisingly large credit card debt burden
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[January 31, 2011]
ARA) -
Younger
generations of Americans have long looked up to their elders as
paragons of good financial common sense. The "Greatest Generation"
managed to get through the country's toughest economic conditions
with a dogged attitude about saving and minimal spending. So it's
surprising to find out that many seniors are facing high levels of
credit card debt. (Click here for the
rest of the story)
Living with Rejection...by the Baseball
Hall of Fame
By Mike Fak
My son has told me that
although I am a real old timer, I am on occasion fairly interesting.
I agree with Tim. Unfortunately sometimes the interesting things
that I do or have happen to me aren't exactly beneficial.
(Click here for the rest of the
story)
Aging
in place allows you to keep your heart at home
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[January 31, 2011]
(ARA) - Home really is where the
heart is. Upon retirement - when all of their children have moved
out of the house - 90 percent of Americans age 60 and older choose
to stay right where they are, according to 20 years of data from the
U.S. Census Bureau. (Click here for
the rest of the story)
Counterfeit
check Scams:
Throw that fake check away!
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[January 31, 2011]
Illinois Attorney
General Lisa Madigan
Con artists never grow tired of using counterfeit check scams to
take your money. Many of the fake checks created today look so real
that they even fool bank tellers. Don’t let them fool you! By
learning to recognize the signs of a counterfeit check scam, you can
avoid becoming another victim of this common rip-off.
(Click here for the rest of the story)
IEMA
highlights preparedness for people with functional needs
Guidebook offers tips to help people with functional needs and their
caregivers plan for emergencies
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[January 31, 2011]
SPRINGFIELD –
While every home should have a disaster preparedness kit stocked
with such items as a flashlight, bottled water and a first-aid kit,
emergency preparedness is even more critical for households with
members who have functional needs.
(Click her for the rest of the story)
Read
this if you plan to retire soon
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[January 31, 2011]
Planning
to retire in early 2011? It may already be time to apply.
Applying for benefits is
easier than you think. Especially if you do it online at
www.socialsecurity.gov.
The Social Security website makes the process easy and convenient. (Click
here for the rest of the story)
Beware of Tax Refund Loans
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[January 31, 2011]
What Is a Tax
Refund Loan?
A tax
refund loan is an extremely short-term loan that you apply for
through your tax preparer, using your anticipated tax return as
security. Tax preparers prefer the term “instant tax refund” to
describe these loans, but make no mistake: an “instant tax refund”
is a LOAN, with all of the costs and fees associated with borrowing
money—and then some. Also, you will NOT get your refund that much
faster if you take out one of these expensive loans. They simply
aren’t worth the price. (Click here
for the rest of the story)
Keep Social Security in the loop to avoid improper payments
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[January 31, 2011]
If
you are receiving Social Security disability benefit payments, it is
important to notify us promptly — either in person, by phone, or by
mail — whenever a change occurs that could affect your benefits.
This is especially true when reporting other income. Errors occur
when you fail to report certain types of income timely. If you do
not report these amounts, you may have to repay a large part of your
benefits. (Click here for
the rest of the story)
Do’s
and don’ts of Medicare 