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Both companies said in separate statements Monday that they decided to keep the provisions because they make sense. Humana said that its customers should "have the peace of mind" knowing that the company will keep the provisions even if the law isn't upheld. "The protections we are voluntarily extending are good for people's health, promote broader access to quality care and contribute to helping control rising health care costs," UnitedHealth CEO Stephen J. Hemsley said. Still, the insurers stopped short of promising to extend an important initial overhaul provision that requires the coverage of children up to age 19 with pre-existing conditions. This gives children with expensive medical conditions a chance to land some sort of insurance coverage on the individual market to help pay bills. A lone insurer keeping that provision might get overwhelmed with applications from children with expensive medical conditions who want the guarantee of coverage. UnitedHealth said it recognizes the provision's value, but one company alone cannot extend the provision if the law is struck down. The provisions that the insurers did keep don't apply to everyone. UnitedHealth and Humana both say the ones they're keeping apply largely to customers who have individual policies or small-group health insurance through their employer. Big employers that pay their own medical claims and then hire an insurer to administer coverage generally make their own decisions on what to cover, and Laszewski, the consultant, expects them to extend some overhaul provisions as well.
[Associated
Press;
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