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Insurance companies say that as the systems become more popular in certain models, insurance claims will decline. Rates on those models will be discounted. In the tests, six other cars got second-best "advanced" ratings, while 25 received "basic" ratings. Another 36 got no rating because they didn't have the systems or their systems didn't meet the institute's standards. The institute says the tests will help people decide which features to buy and encourage automakers to adopt the new technology faster.
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