Crop insurance agents can discuss available
options on when and how to file a claim related to prevented
planting.
Brian Frieden, Director of RMA’s Springfield Regional Office,
urges producers who are unable to plant their crop by the final
planting date or who need to replant acreage to contact their
crop insurance agent. Producers who are prevented from planting
because of an insurable cause of loss must provide notice within
72 hours after the Final Planting Date if they do not intend or
are unable to plant the insured crop within any applicable Late
Planting Period.
Prevented Planting is a failure to plant an insured crop by the
final planting date designated in the insurance policy’s
actuarial documents because of an insured cause of loss that is
general to the surrounding area and that prevents other
producers from planting acreage with similar characteristics.
To qualify for a prevented planting payment, the affected
acreage must be at least 20 acres or 20 percent of the crop
acreage in the insured unit. Prevented planting is not available
on area insurance policies, such as Area Risk Protection
Insurance (ARPI).
Prevented Planting Options
Several options are available for producers unable to plant a
crop by the final planting date because of an insurable cause of
loss.
A producer may:
1. Plant the insured crop during the late planting period with a
reduced guarantee;
2. Not plant a crop and receive a prevented planting payment;
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3. Plant the acreage to another crop after the late
planting period ends and receive a reduced prevented planting
payment;
or
4. Plant a cover crop and receive a full prevented planting payment
provided that the cover crop is not hayed or grazed before November
1, or otherwise harvested at any time.
Replant payments may also be available for land that
was planted and does not have an adequate stand. Contact your
insurance agent if you believe acreage should be replanted.
Producers must receive written permission from the insurance company
to replant, abandon or destroy a crop.
Farmers can reference RMA’s Planting Date Map Viewer for final
planting dates by crop, state, county, policy type and farming
practice. Additional resources, including a Fact Sheet and
Frequently Asked Questions, are highlighted on the
Prevented Planting website.
Crop insurance is sold and delivered solely through private crop
insurance agents. A list of crop insurance agents is available at
all USDA Service Centers and on the
RMA website.
[USDA RMA - Springfield] |