Your money: Should you pay to stop phone spam?
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[May 15, 2019]
By Beth Pinsker
NEW YORK (Reuters) - If your phone log is
anything like mine, the list of incoming scam calls makes it look like
you work for the State Department: Sri Lanka, Lithuania, Russia, Bosnia,
Benin, Croatia and Sierra Leone. And if you are anything like me, the
thought that may cross your mind is: I would pay anything to make these
calls stop.
"Nothing is protecting voice and text, so all the criminals sneak in,"
said Aaron Foss, founder of Nomorobo, a scam-blocking service.
Until a foolproof way is found to stop these nuisance calls, here is
what you need to know.
Your cell phone carrier's service
Telecom giants tout the billions of calls they block each year, barely
mentioning that the system is far from foolproof.
"About 20% of our calls are scam," said Greg Castle, vice president of
engineering for T-Mobile. "Some get through."
Still, Castle considers T-Mobile's track record - with its free ScamID
program - a success. A free, additional opt-in product called ScamBlock
removes those calls from your view.
AT&T , Sprint , Verizon and other major carriers offer similar services.
Most are free, but they usually require you to opt in.
Some carriers sell the highest level of services, like Verizon, which
charges $2.99 a month for its Call Filter. Of course, considering how
much typical cellphone bills run these days, most people probably think
like me: that paying anything extra is not worth it unless the service
truly eliminates all the unwanted calls.
Third-party apps
Companies like RoboKiller, Hiya, Truecaller and YouMail aim to block
robo calls by tagging incoming calls as scams, or removing them from
your view completely.
For $4.99 a month, RoboKiller hits back at scammers by answering their
calls with bots which tie up the line.
"We wasted 113,000 hours" in April, said Ethan Garr, RoboKiller's senior
vice president of strategic growth. "If a telemarketer is talking to our
bot, somebody else is not getting scammed."
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A woman talks on her
mobile phone whilst sitting in a park in central London, Britain,
September 13, 2018. REUTERS/Henry Nicholls/File Photo
But some calls still get through. Garr uses the RoboKiller app a couple of times
a month to identify unwanted calls so the algorithm learns from it, he said.
Nomorobo's more straightforward approach uses an app that works in the
background for $2 a month. According to Nomorobo's Foss, the company updates its
database every 15 minutes, and misses just 3% of scam calls. False positives,
which mark a legitimate call as a scam, account for less than a 10th of a
percent.
Foss testified before Congress earlier this month to push for technologies like
Nomorobo's to be applied when the call reaches the network, before it hits the
consumer's phone.
"It means putting more pressure on carriers to put this in natively - that will
be ultimately what solves the problem," Foss said.
Common sense
Until a foolproof solution is found, the best line of defense is your own scam
radar. If you do not answer, the calls cannot cost you anything.
If you do pick up, do not engage. And never, ever, give out your Social Security
or credit card information to an unsolicited caller.
"Scammers will scam," Castle said. "Obviously, if you answer a call and it
sounds too good to be true, just hang up."
(Editing by Lauren Young and Richard Chang)
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