IDOI Announces ACA Health Insurance Marketplace Open Enrollment and
Releases Rates for the 2023 Plan Year
Eleven health insurance companies are offering a total of
309 health plans in Illinois
Send a link to a friend
[December 05, 2022]
Open Enrollment for the Affordable Care Act (ACA) Health
Insurance Marketplace runs from November 1, 2022, through January 15,
2023. Once again, Illinoisans will benefit from having an additional
month to enroll, just as they did last year.
The Illinois Department of Insurance also released health insurance
rates for the 2023 Plan Year, announcing that there are eleven issuers
offering ACA Marketplace plans. There were eleven issuers in plan year
2022, eight issuers in plan year 2021, and five in plan year 2020.
“We’re excited to welcome a new health insurance carrier to the ACA
Marketplace this year with Aetna Health Inc. offering health plans in
Cook, Lake and McHenry counties,” said IDOI Director Dana Popish
Severinghaus. “Throughout the entire state, the number of plans
increased again this year, and there are now 309 plans. Not every plan
is available in every county, but nearly every county has even more
plans to choose from than last year. More options and additional time to
enroll will allow Illinoisans to make the best possible decisions to
find the right health coverage for their family.”
In some areas of the state, consumers will again see a decrease in
health insurance premiums this year, and other areas will see moderate
increases, with the majority of counties having rate changes between 0%
and 10% (in the second-lowest cost Silver plan).*
“We’re aware that health insurance coverage is an important part of the
household budget, and we encourage consumers to visit
Getcoveredillinois.gov where you can find out if you qualify for
financial help to reduce the cost of your monthly premiums,” said Laura
Pellikan, Executive Director for Get Covered Illinois.
![](http://archives.lincolndailynews.com/2022/Nov/07/images/ads/current/2022%20Business%20Directory%20Cover%20lda%202022.png)
[to top of second column]
|
![](http://archives.lincolndailynews.com/2019/Sep/05/images/ads/current/stclara_lda_SPONSOR_090519.png) “Simply click our Shop and Enroll
button to answer three questions that will help us direct you to
either the ACA Marketplace where advanced premium tax credits
may be available to you, or to Medicaid.
"At Getcoveredillinois.gov, we also
connect you to local Navigators in your area who can help walk you
through the enrollment process.” Pellikan said that consumers must
enroll by December 15th to have health insurance coverage start on
January 1st. Otherwise, coverage will begin at a later date.
After the January 15th deadline for Open Enrollment, consumers are
only able to purchase insurance coverage on the ACA Marketplace if
they have a qualifying life event, including losing job-based
coverage, getting married, having a child, adopting a child, or
moving.
Last year, 323,427 Illinoisans selected health plans on the ACA
Health Insurance Marketplace during Open Enrollment and 12,938
consumers selected their plans during the last month of enrollment
from December 15th to January 15th. **
![](http://archives.lincolndailynews.com/2022/Nov/07/images/ads/current/debbiesfloral_lda_CHRISTMASOPEN_2022.png)
Get Covered Illinois (GCI), a division of the Illinois Department of
Insurance, is the official health marketplace or "exchange" for
Illinois consumers to purchase quality, affordable health insurance,
facilitated by the federal government through the ACA Marketplace.
* From the 2023 Analysis of the Illinois Exchange Plan.
** Federal CMS enrollment numbers for the ACA Health Insurance
Marketplace.
For the 2023 Analysis of the Illinois Exchange Plan, visit:
Illinois Department of Insurance
For information on the ACA Marketplace Open Enrollment period,
visit:
Get Covered Illinois
[Illinois Office of
Communication and Information] |