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				QuoteWizard looked at data from the Nation Centers for 
				Environmental Information, National Oceanic and Atmospheric 
				Administration. They tallied billion-dollar natural disasters 
				nationwide over the past 40 years, and found that major 
				disasters have increased by 257% in Illinois.
 In the first 20 years, there were 21 natural disasters in 
				Illinois. In the most recent 20 year period, there were 75, 
				researcher Nick VinZant said.
 
				Severe storms are the most common natural disaster. Illinois saw 
				the fourth most tornadoes in 2021 with 80. Only Texas, Alabama 
				and Mississippi had more. 
 Between Dec. 10 and Dec. 11 of last year, several tornadoes 
				ripped across Illinois and five other states, leveling homes and 
				businesses and killing nearly 100 people.
 
 According to the National Oceanic and Atmospheric 
				Administration, the costliest U.S. tornado in the last 50 years 
				occurred in Joplin, Missouri, in May 2011, and caused $2.8 
				billion in damage.
 
 The study also found large increases in the number of wildfires, 
				floods and cyclones nationwide.
 
 Texas has faced more major natural disasters than any other 
				state. Over the last 40 years, the Lone Star State has had 137 
				natural disasters, 103 of them in the last 20 years. Hawaii has 
				experienced the fewest with just one billion-dollar cyclone 
				since 1981.
 
 VinZant said as a result nationwide, homeowners are paying 2% 
				more for insurance since last year, but even more in the Land of 
				Lincoln.
 
 In Illinois, it's up 7%, so it was at an average of $1,600, it 
				is now at an average of $1,700, VinZant said.
 
 With the rapid rise in home prices in Illinois, VinZant said 
				your insurance may not be able to cover you if disaster strikes.
 
				
				Kevin Bessler reports on statewide issues in 
				Illinois for the Center Square. He has over 30 years of 
				experience in radio news reporting throughout the Midwest. 
				 
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