UnitedHealthcare's individual marketplace plan in-network with Springfield Clinic for 2026

[December 06, 2025]  We are pleased to announce that UnitedHealthcare’s Affordable Care Act (ACA) individual marketplace plan is in-network with Springfield Clinic for 2026.

Open enrollment for coverage starting Jan. 1, 2026, runs from Nov. 1 to Dec. 15, 2025. The deadline for our patients to make changes to their marketplace plan selection is approaching (learn more at getcovered.illinois.gov).

By choosing UnitedHealthcare’s individual insurance plan for 2026, patients will have access to all Springfield Clinic providers at in-network rates.

Key Changes Effective for Coverage Starting Jan. 1, 2026:

New In-Network Option:

UnitedHealthcare will join the ACA individual marketplace as an in-network option for Springfield Clinic providers. Patients selecting UnitedHealthcare for 2026 coverage will have access to all Springfield Clinic providers at in-network rates.

Out-of-Network Coverage:

Blue Cross Blue Shield (BCBS) Choice plans will remain available on the marketplace; however, BCBS will be out-of-network with Springfield Clinic providers. Patients choosing BCBS will need to use self-pay options for care at Springfield Clinic. Our Patient Advocate Center can provide good faith estimates to help patients understand expected costs before receiving care.

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Plans Exiting the Marketplace:

Health Alliance will cease operations at the end of 2025, and Aetna will exit the marketplace effective Jan. 1, 2026.

We encourage patients to review their options carefully to ensure continued access to Springfield Clinic providers. For questions or assistance with billing or insurance, please contact the Patient Advocate Center at 217.793.5428.

About Springfield Clinic
Springfield Clinic is a forward-thinking, physician-led multispecialty medical group devoted to providing the highest quality health care to its patients. More than 650 physicians and advanced practitioners deliver care in approximately 80 medical specialties and sub-specialties serving more than 20 counties reaching more than 500,000 patients in the greater central Illinois area. As one of the largest private multispecialty medical clinics in the state, Springfield Clinic currently employs over 3,200 clinical and administrative staff members who are committed to improving health, providing value and serving the community. For more information, visit us online at www.SpringfieldClinic.com.

 

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