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From Sen. Bill Brady

[JUNE 20, 2005] 

New laws help protect identity theft victims

Protecting consumers who fall victim to identity theft is the aim of several new laws.

There are approximately 10 million identity theft victims in the United States. Identity thieves open new accounts in their victims' names and rack up debts on existing accounts using consumers' bank account information, Social Security numbers, addresses and phone numbers.

House Bill 1633 requires state and private entities to disclose security breaches to individuals whose personal information is kept by the entity.

House Bill 2697 prohibits anyone from secretly photographing personal information during a financial transaction.

House Bill 2696 makes it unlawful for individuals to be denied credit or public utility services or have their credit limit reduced solely because they are a victim of identity theft.

Senate Bill 1799 requires the Illinois Department of Revenue to provide notification whenever it is discovered that two individuals are using the same Social Security number.

House Bill 2699 increases the penalties for identity theft and aggravated identity theft by one class higher than the current law.

Senate Bill 123 requires the Illinois Department of Natural Resources to remove Social Security numbers from hunting and fishing licenses and create a customer identification number to keep track of people who annually get hunting and fishing licenses.

The Federal Trade Commission estimates the identity theft victims suffered more than $52 billion in losses last year.

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New law extends insurance for military personnel

A new law will allow active-duty military personal to remain as dependents on state employee health insurance after they return home, if they are older than 23 but not yet 25 and if they are still attending school.

House Bill 116 was suggested by a Metamora resident whose son was attending college and was called up for active duty. When he returned to school, he was over the age of 23 and technically no longer qualified to be claimed as a dependent on his parent's state employee health insurance.

The new law states that a state employee's child can remain a dependent for an amount of time less than or equal to the amount of time he or she was on active duty when between the ages of 19 and 23.

Given their service to our country, it makes sense to allow military service personnel to remain on their parents' state insurance until they finish school.

[From Sen. Bill Brady]

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