| The Texas study, along with others done 
            in past years of other states, undermines one of the central 
            assertions of those pursuing misdirected efforts to cap damages for 
            patients as a way of bringing down doctors' insurance rates. 
            Payments, total costs and jury verdicts have all remained stable and 
            have not driven recent premium increases. The causes and solutions 
            to that problem lie with a largely unregulated insurance industry. 
            We hope that state legislatures and 
            Congress will be inspired by this latest study -- as well as the 
            recent actions by Washington State's insurance commissioner -- to 
            refund excessive premiums to doctors and to explore real reforms 
            that will end the unfair price-gouging of doctors. Lawmakers must 
            stop blaming juries, lawyers and injured patients for a problem that 
            is clearly not their fault -- the price-gouging of doctors by 
            insurers around the country. 1"Stability, Not Crisis: 
            Medical Malpractice Claim Outcomes in Texas, 1988-2000," released by 
            The Center on Lawyers, Civil Justice, and the Media at the 
            University of Texas School of Law, studied data from the Texas 
            Department of Insurance from 1988-2002. Released March 10, 2005. [Center 
            for Justice & Democracy news release] | 
            
             
            
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