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			 The new federal guidelines apply to consumers in the 
			36 states served by the federal health insurance marketplace and its 
			website, HealthCare.gov. Monday is the cut-off date for choosing a 
			health plan in 2014. 
 			"Just like Election Day, if you are in line when the polls close you 
			get to vote. We won't close the door on those who tried to get 
			covered and were unable to do so through no fault of their own," 
			said Julie Bataille, spokeswoman for the Centers for Medicare & 
			Medicaid Services, the agency overseeing the healthcare law rollout.
 			People who tried to enroll by the March 31 deadline for health 
			coverage under the Affordable Care Act, popularly known as Obamacare, 
			will be allowed in during a grace period in April. 			
			
			 
 			More than 5 million people have signed up for the new health plans 
			so far, the administration said, suggesting it may exceed forecasts 
			for a total of 6 million new enrollees by the end of this month.
 			More recent applicants may have experienced technical problems on 
			HealthCare.gov or long wait times at federal call centers as traffic 
			spikes ahead of the deadline.
 			"CMS will process information related to paper applications received 
			by April 7 to capture those consumers who were 'in line' with paper 
			applications or whose applications were pending submission or review 
			of supporting documentation on March 31," CMS said in a statement.
 			Those people will be able to select a plan through April 30 for 
			coverage effective May 1, provided they pay their first month's 
			premium by the deadline set by their chosen insurer.
 			Obama's health reform law requires most Americans to be enrolled in 
			health coverage by March 31 or pay a penalty. It was not clear how 
			much of an effort a potential applicant would have to make in order 
			to qualify for special enrollment status. 
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 "The reality is that consumers have to attest to the fact that 
			they were eligible for this coverage," Bataille said in a conference 
			call with reporters.
 			There was no indication the government would or could verify that 
			the applicants had made an effort to enroll before Monday.
 			Bataille downplayed the potential for fraud, noting that it was an 
			official application for federal benefits and "most people are 
			truthful when applying for those benefits."
 			The federal government call centers and website have been 
			experiencing unprecedented demand in recent weeks, with 1.2 million 
			visits to HealthCare.gov on Tuesday alone and half a million calls 
			answered at call centers on Monday and Tuesday, Bataille said.
 			(Reporting by Doina Chiacu; editing by Michele Gershberg, Gunna 
			Dickson and Peter Cooney) 
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